India Travel and Tours

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India is a fascinating travel destination in South Asia. It appeals to travelers from all over the world with endless tourism attractions and excellent tourist facilities. This article gives you some interesting and deserving ideas for making your travel and tours in this country unforgettable – to cherish forever. Have a look at some ideas. If you are interested in hill holidays, every part of India has some fascinating and deserving hill stations as your destinations. In north, Kashmir, Shimla, Manali and Srinagar are very popular places to your spend your vacation in enjoyable & memorable ways. In east, Darjeeling, Kalimpong, and Haflong are always ready to give you incredible tourism experience. In west, Matheran, Mahabaleshwar, Lonavala and Khandala are just to treat you and give you mesmeric holiday experience. In south, Munnar, Ponmudi, Wayanad, etc create a lifetime travel experience with refreshing air and action packed activities.

If you are interested in wildlife tourism, you have a great experience of wildlife tourism in this country by visiting famous wildlife sanctuaries, tiger reserves, national parks and bird sanctuaries. Great Himalayan National Park, Dudhwa National Park, Ranthambhore Tiger Reserve, Sariska Wildlife Sanctuary, Desert National Park, Kanha Tiger Reserve, Bandhavgarh Tiger Sanctuary, Nagarhole & Bandipur Wildlife Park, Periyar Tiger Reserve, etc are popular travel destination in India catering your wildlife interest. Konark (noted for exquisitely carved temples, beaches and archaeological museum), Porbandar (birth place of Mahatma Gandhi, noted for beaches, ashrams and palaces), Aguada Beach in Goa, Fort Kochi Beach, Mahabalipuram (noted for beaches and shore temple), etc are beach heritage of India you will love to explore on your India travel and tours.

If you are interested in monuments and rich cultural heritage of India then in my point of view Rajasthan can be your perfect destination. The royal and imperial state of Rajasthan is globally acclaimed for its magnificent monuments including forts, palaces, temples, havelis and museums. Jaipur, Udaipur, Jodhpur, Bikaner, Mandawa, Kota, Chittorgarh, Bundi, Bharatpur, etc are historical cities of India in Rajasthan noted for their heritage significance. Ajanta & Ellora Caves in Aurangabad, Elephanta Caves in Mumbai, Meenakshi Temple in Madurai, Golden Fort in Jaisalmer, Golden Temple in Amritsar, Buddhist Monasteries in Leh-Ladakh, Sanchi Stupa in Madurai, Mahabodhi Temple in Bihar, etc are some other monument attractions you will love to visit on your India tours and travel.

Backwater cruise in Kerala is a very fascinating travel idea. Skiing in Gulmarg just captivates you. River rafting on Ganges is just to thrill you and add charms and delights into your memory. Water sports in Goa, Ayurvedic body massage in Kerala, etc all are to add special charm to your tours and travels in this fascinating country. A right India tour packages can be your best friend and help you exploring deserving destinations conveniently. If you too want to explore unmatched beauty of Indian landscapes, choose a right India travel package and set out for tours and travels in this loving country.

International Travel and Tours

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The Argentineans have a way of just making you feel very welcome in their presence. They exude passion. With that kind of passion comes a love for all things fiery. You can’t help but feel the energy and enthusiasm with which these people live their lives. So after our crazy first night out in the beautiful city, we were ready for nothing else but a fluffy big bed and pampering back at our hotel. This first night also gave us renewed zest for a passionate affair with the city’s night life for the remainder of our holiday. And so for the following few nights we were out, in the pubs, on the dance floors and at some interesting restaurants well into the early morning hours.

As twenty-something year olds the main focus for our trip was to party the night away. Yes, sure we wanted to see more of the historical tourist things, but first and foremost, the nightlife is what we were seeking. Not even giving ourselves the proper time to rest after a very long trip, we were out and about on the first night of our arrival. Arcos del Ferrocarril was our first pit stop. It’s a long strip of hot spots including restaurants, pubs and clubs. We first covered the basics with a proper meal. Bronwyn wasn’t very happy, because as Murphy would have it, her choice in meal was rather hot, and spicy food has never been her forte, so she and Ryno swapped. Our waiter, thankfully, could speak a bit of English and was able to tell us of some of the favorite clubs and pubs for the locals in his area, and about a specific party that was happening that very night. When we arrived at the club just after ten, it was rather quiet, but soon the club started to fill up. We soon realized that people on this side of the world only really start going closer to midnight!

A passionate affair… As South Africans, the three of us have always felt quite confident in our dancing capabilities, but for the first time ever, it was not the case. You see, we forgot one little detail, the Latin-Americans really know how to move. Yes, it was the basis of Argentina’s appeal, but never in my life have I felt so shy to shake my behind on a dance floor. So for the first 30 minutes or so, the three of us kept to our little circle, pretty much just staring at what was happening around us. But soon enough Ryno struck up a conversation with some attractive Argentinean, and shortly after the three of us were on the dance floor, learning new moves, and feeling anything but left out. R&R in Buenos Aires… Even with all our late nights, we had set some time aside to enjoy the cultural tours of the city. Bronwyn would wake us at ten every morning. We’d get ready, and then spend the day either walking around the city, or lazing next to the pool. It was during days we spent walking around that I was grateful that I was still young and fit. I think most people would’ve had difficulty keeping up with this pace. Some would say a holiday means relaxing. To kick your feet up and simply idle around, but the three of us have never done anything in a relaxing, laid back kind of way. We are always running around, and being in another city, especially one known for its nightlife, just added fuel to our fire.
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A Brief Note on the Origins of the Photo Booth

The photo booth is something that brings out a sense of joy and fun. Everyone has fond memories of walking into photo booths and making funny faces when we were kids. Although a photo booth was initially created to provide quick and easy aces to standard size photo’s it’s now used in shopping malls and events as an attraction to engage participants. Let’s have a look at where it all began.

Early Days:

The first working photographic machine was invented by French inventor T. E. Enjalbert. The machine was shown as an exhibit at the World Fair in Paris in the year 1889. The patent for the machine was obtained by Mathew Steffens in May of 1889. The early versions were prone to issues and unreliable. The first successful and reliable photographic equipment was named ‘Bosco’ invented by ConradBernitt which was patented in 1890.

The first photo booth was seen on Broadway in New York City in 1925. The booth took, developed and printed 8 photos for 25 cents. It took about ten minutes to print out the photos. An estimated 280,000 people used the photo booth erected in the first six months. The success spawned a chain of booths nationwide.

Modern day photo booth rentals:

Today companies rent a photo booth for a specified period of time. They are a popular in wedding receptions, parties and events. With the infusion of modern technology the photo booth have become capable of printing photos quicker and better. The imagery of the photo booth has become synonymous with fun.

For more details visit: http://www.funphotobooth.ie/

Party Planning Tips for Newbies

One key factor that we should keep in mind while organizing a party is that planning must be done before hand. Therefore, one should make a rough copy of the all-important ‘Whom should I invite’ list. Once the invitations list is done, you should zero in on a location where the party would be conducted. A location, at times, can change the graph of your business in a big way.

If it is a private affair, then personal invites shall be sent to the invitees in question. boom beach hackSince there is lesser number of people, the process would not be brain hacking either. In case of public parties or events in which even random persons can arrive, one should place their invites in the local newspapers, local radio stations, local television channels, and the happening shops in the area.

Ladies tea parties with a theme would be a brilliant idea. It is always best to be as simple as possible with your designs and related aspects. As the party would be minimal in cuisine and related paraphernalia, it would be much better if you organize it at your own home. The genuine reason would be that your home lends you certain privacy which is essential for tea parties. The hostess can surprise her guests with her own personal touch to whatever is being presented.

If it is practically possible, then you might set a theme for the party. A properly fleshed out theme always skyrockets the enthusiasm levels amongst the invitees. Everyone would like to look their best. The theme should go with the location, the weather, and the age group of people who have been invited. If you want to have a beach party of sorts in the month of December, it would not go well with the weather conditions of most countries.

The important factor to keep in mind should be that the place must have enough space to accommodate the invited persons. If the event is being conducted in your home, the number should be as minimal as possible, owing to privacy and space factors. If it is taking place in an auditorium, banquet hall, parish hall, or some other public place, then you may invite as many people as possible depending upon your budget.

Basically there are two types of parties: either it’s a kickass success or is a big time flop. The brand you are promoting usually gives you opportunities enough to organize parties on your own. boom beach cheatsFor a newbie business owner, parties can either be super-beneficial or be a disaster. The beneficial aspects come out if the people who have attended the event keep talking about it for a long time and keep spreading positive word-of-mouth about your business.

Therefore, be a bit sensible as well as practical when you opt for the theme. Also, it would be a nice idea if you give gifts to whichever client comes up as a note of gratitude. New and prospective clients can look up to the fact on why the current clients are being treated with so much reverence.

Enjoy Quality Time on Your Device with 2.4GHz Wireless Optical Mouse

While operating on a computer or laptop a person loves to sit at his ease a bit away from the screen and examine the objects from afar. This allows your brain and eyes to be at total ease and comfort. For that you need to have an Optical Mouse at hand. Most of these products are connected with a wire. And of course a wire has limit and can’t be stretched more than that. In this case you require a 2.4GHz Wireless Optical Mouse from the exclusive portal connectous.se.UntitledThis cordless device allows you to be as far as you want from your computer or laptop and still be able to operate freely and at your ease. All what you need to do is purchase this item along with a miniature USB drive. The price is not something you should fret about at all. A 20% discount allow you to buy this product while you are comfortable knowing you are not going to spend a lot of money.

This cute-as-a-button mouse comes on a variety of 6 colors. Pink, black, green, blue, red and white pretty much sums up all the array of colors this mouse comes in. This mouse allows you to manage working on your PC, laptop, Mac or Notebook while being 10 meters away. The cursor speed rages from 600 DPI to 1200 DPI where DPI stands for dots per inch. The mouse works on nearly all the operating systems. From Windows 2000 and XP to Linux and MAC this mouse makes it very easy for you to use it.

 

UntitledThis mouse runs with a battery and automatically shuts itself down when it is not in use in order to save its cell life. Not to mention upon delivery this adorable mouse comes in a padded transparent box increasing its appeal. Now, wouldn’t you want this mouse?

 

Detta moderna, ergonomiska och lätthanterliga produkten gör det möjligt för dig att använda din dator/laptop på önskad avstånd. Denna trådlösa mus är tillverkat med ergonomi i fokus, då den ser till att handled och arm inte belsatas allt för mycket, även ögon vilas genom att avståndet mellan dator/laptop och kropp förlängs. Produkten fungerar utan problem på alla möjliga ytor till exempel plast och trä. Får plats i stora som små väskor då den är lagom stor. Du kan köpa  2.4 GHz Trådlös Optisk Musfrån den exklusiva hemsidanwww. connectous.se.Den här trådlösa musen kommer i många olika färger: rosa, svart, grön, blå, röd och vit. Den här musenkörsmed batterioch har ett viloläge. Produkten kommer i ett finnt kristall box som även fungerar som ett skydd för musen.

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The Evolution of Wedding Photography

Technology has found new ways to provide better and improved images for the modern word with portable HD cameras in smartphones. But the practice of wedding photography has evolved and grown since the use of photography back in the 1800’s.

During 1840 a wedding photo of Queen Victoria to Prince Albert was taken. As photography was not accessible to all during the time it was considered a luxury.

It was in the late 18th and early 19th century most people started making posing for formal wedding photos a regular thing. The practice of hiring photographers began in late 1860s when more couples started posing in their wedding clothes.

Till early 1900’s wedding photography was confined to a studio as equipment’s were big and hard to transport to wedding venues. The technological revolution that took the dawn of the 20th century by storm bringing in colour and paved the way for wedding photography to be a big industry with full scale professionals.

Single wedding portraits made way for wedding albums that were extremely popular. Photographers started including photographs of the wedding party. Early colour photographs were prone to fading and were quite expensive compared to black and white.

As time went by the film roll technology were used to capture events, it was such that photographers would often show up at a wedding and try to sell the photos they clicked later. This competition spurred professional photographers to work on location.

In the 1970s, the current approach of recording the entire wedding event started becoming a practice.

Top notch wedding photography in Sydney from Morkos photography & Video

For more details visit: http://www.morkosphotography.com.au/

Bead Supplies: Assisting You to Start Your Job

Do you need pocket money? Searching for a job and failed more than once? Well, for that there is an open opportunity for you. Handmade jewellery has taken a big stride in our world and placed itself along with the other expensive jewellery you find in posh stores. Ladies and young girls prefer homemade jewellery over other jewellery for their uniqueness and beauty. These bracelets, necklaces, rings, earrings and many other items, mainly constructed from beading supplies, aren’t perfect and hold this charm within that makes every girl that wears it feel beautiful and superior.

Back to the point! You can make many, many different types of these trinkets with your very own hands. If you are supplied with the right provisions and equipment you will be able to create wonders with your hands. Purchase beading supplies from any nearby store that sells threads, glue, buttons, beads, cords and other items that will make you enjoy making these charming trinkets. Or you can easily buy the bead supplies online. Many portals like Amazon sell beads, tool kits, beading cords and a lot of other stuff that makes jewellery creating very easy.

Bead supplies can create wonders with shirts, bags, bracelets, necklaces and other items you have at hand. You can design the hem of your shirt with beads or decorate the collar and sleeves with them.  Some girls garnish their handbags with beads and other jewellery findings.  If you follow the right instructions and create bracelets that look just like the result shown on the instructions then you are making progress. Keep practicing and soon enough without you relzing you will be able to make complicated and unique beauties. Youngsters these days love the fact that there are cheap and affordable bracelets proffered at stores and workshops near their homes. Girls like to have various pieces of jewellery to go with their clothes. And you’ll find many of them at your door once you get the word around that you make homemade bracelets at an affordable price.

Many women have already come up with the idea of creating necklaces, rings and bracelets for the youth of nowadays and have constructed workshops of various kinds, either online or on-land. So the idea is safe and you can seize the chance of starting your own job. You can begin with advertising your completed work between your friends and at your school.  There you can garner quite a lot of attention for your work.

Once people start knowing you make bracelets out of nearly nothing there will be coming to you for tutorials, for buying and even some for hiring. And that is when you take the big leap and open your own online portal. You can create flyers and advertisements promoting your portal. In no time you’ll find your customer rate soaring. And that is how bead supplies can get you famous and rich. All what you need is the right accessories, a stout heart, determination and crafty fingers.

Deciding Between a Desktop and Laptop for your Next Computer Purchase

How to make the decision to choose whether you need a desktop or a laptop for your next computer purchase. Which computer will better suit your purposes?

So you want to purchase a new computer, but you don’t know where to begin. You want to get the best computer for the jobs you want to accomplish on your machine. At this point in your search for your ideal machine, you need to ask yourself, “Do I need a desktop or do I need a laptop?”

In looking at these two very different machines, it is important to realize that there are several determining factors that come with choosing a computer. The most important factor to consider is if you truly need a machine that is portable. While laptops may have a convenience benefit that comes from its portability, it comes with some costs.

Regardless of the amount of money you will be spending on a computer, your laptop will suffer considerably in performance compared to the similarly priced desktop, which means that if you want a highly functioning laptop, with a fast processor, decent graphics capability, memory, and a plethora of hard drive space, you should be prepared to spend a good deal of money more than you would for the same computer in a desktop form.  For the amount of money you spend on a laptop, there will be a desktop computer that has more memory for the same cost.

While the laptop is less powerful in terms of its performance, it is also less taxing on electricity than the better performing desktop computer. If you are not wholly concerned with your computer’s performance or if you need portability, the laptop may be the choice for you. If you do not need portability, or if you simply desire more power at a cheaper cost, you may want to consider purchasing a desktop computer.

A reason you may wish to consider purchasing a desktop is also that they have more upgrade options than a laptop. For a laptop, you are limited in your upgrade options, where you can upgrade the RAM, upgrade the hard drive, or swap out the hard drive entirely to replace it with a solid state drive or SSD. You are limited in options as you generally have no options to upgrade the processor, video or graphics card, and the fact that many laptop parts are model specific.

Desktops are easily upgradeable with parts and have many universal replacement parts readily available. On a desktop, you do not have to choose between having an SSD or a hard drive; you can have multiple SSDs and multiple hard drives, as well as many other options that are either very difficult or not available as an option on laptop computers.

In the end, it really depends on if you truly need a portable device that is capable of doing most of the things a desktop can do, or if you can sacrifice the mobility to instead have a workstation powerhouse at home with almost limitless possibilities for performance upgrades, disk space, and input options. Desktops are capable of taking on more processing and graphics taxing tasks, while your laptop is capable of going places with you.

How To Choose An Outboard Motor

For many kinds of boating, the outboard motor is the answer. But it comes with questions, too — which is better, two strokes or four? What’s the right prop? Is the bigger motor the better motor? We’ve presented a few of the most debated questions to the experts, and here’s how they answer them. On the other side, mariner engine  four-stroke motors are also erasing what was a clear division just two years ago, the one that said two-strokes are inherently more powerful. The industry once envisioned a 100 hp limit for four-strokes because of their extra weight. But the limit has vanished. Witness Suzuki’s new 300 hp, at just 604 pounds.

Question: Are four-strokes always better than two-strokes?

Answer: Are Fords better than Chevrolets? Paper better than plastic? When it comes to outboard power, the question is four-stroke vs. two-stroke. If you believe what you hear, the answer is etched across the stone board — four-strokes rule. But dig deeper and you find the answer isn’t so clear.  mariner dealer First, the technical distinction. Four-stroke outboards, like the engine in the car in your driveway, burn straight gasoline within cylinders, circulating lubricating oil through a separate system. Oil and gas don’t mix, unless there’s a breakdown. Two-stroke engines, in contrast, burn a blend of gas and oil.

Traditional two-strokes were fed their oil-gas mix fuel by carburetor or injector into the cylinder through an intake valve. During part of this feeding, the exhaust valve was also open, and up to 30 percent of the fuel escaped unburned. Jump ahead to two-stroke direct-fuel-injection (DFI) engines. The fuel is sprayed into the cylinder with precision timing while the piston covers the exhaust valve. There’s no loss of fuel. (In four-stroke engines, thanks to their four piston strokes per cycle, intake and exhaust take place at separate times.) DFI two-strokes and four-strokes both deliver much better fuel economy than traditional two-strokes, since they’re directed by computer and burn virtually all of the fuel.

Back to the Basics: Car Accident Injuries

From the full-on collision to some mere bump inside the bumper, drivers and travellers alike can put up withsevereaccidents in automobileincidents. Manyinvolved inmishaps, nevertheless, might notexperience or discovera particularinjuries, eithersimply becauseit’s not at all as obvious, or the adrenaline from your scare of theincident is so higherwhich theytend not toknow the damage exists. It may only be later that indicatorscommence to manifest by themselves, or which theindividual notices these symptoms.

What InjuriesMay not Be So RecognizableInitially?

Successfulto the head in the course ofa vehicleaccident, as well as a violent jolt from thesystemthat triggers whiplash, can actuallydirectto some concussion. Inside of amuch morereally seriousaccident, it may be easilyclearwith the victim’s confusion or disorientation that a concussion has established in. Having said that, in much lessseriousincidentswherethe personstays lucid and acutely aware, a concussion could nevertheless exist that is not so readily detectable. About time, however, the personcouldknowledgeheadaches, blurry eyesight or dizziness. They maydrop their memory or are unsuccessful to retain new data, or be not able toconcentrate or concentrate. Even in little doses, these symptomsmaysuggest an injury.

More, a person could endure an injury to other systemparts. The drivefrom avehicleincident that jerks one’s physiqueand even throws them close towithin theautomobile or outside the housethe carmay end up inharm tomuscles or ligaments. Just asusing a concussion, whiplash also cantrigger tissue hurt. Victims might notnotice that this sort ofcriticalinjuries have occurred, potentially chalking on theagony to basic soreness or bumps and bruises that could subside. On the other hand, over the training course of weeksand even months the individualmayobservesoreness and inflammationin theafflictedspots.

Other cruciallocationsthat could behurtinvolve the backbone and again, whereverserious and probablylong lasting debilitating harm can take place. It is additionallyessentialto understand that insideaccidents, that canpossible not be evident, can occur. Last of all, whilethe focusbelowhas long been on bodilyaccidents, you canknowledge psychological injuryin addition. Stress, depression and post-traumatic worryproblemensuing from a mishapmay perhapseven be compensable.

Do notOverlookAccidents!

Afterany type ofmotor vehicleincident, major or small, severe or lesssignificant, all thoseinvolvedmustmake sure to get examined for concussions or almost every otherinjuries. Viewinga physicianbefore longright after is very important, for the reason thatwhilst the destructionby now exists, the signsmay not just nevertheless. Viewinga physicianis vitalfor that person’s well-being and well being, in addition to theability tosearch forideal damages for injuriesexperiencedfrom theincident.

It really isvitalto totallydocument the extent of any accidentsand also togive you the optionto producea powerful argument which they resulted in thecaraccident. These proactivity is crucialin additionwherecoveragebusinessesneed to settle statements. Whenhealth and fitnesswill come1st, victims should not mistakenly indicationabsent any promisesfor any settlement that is definitelyappreciablymuch less than whatever they could recuperatein a lawsuit for theiraccidents. Addressing these injuriesafterwards is incrediblypricey, plus thehurtvictimwarrantsto havehealth careexpendituresincludedtogether withevery other compensatory damages that a jury decidesideal.

Contact a car accident attorney Jeff Killino, for more tailored guidance following an auto accident.

Weather Widget – EZ Weather HD: The Cream of All Weather Apps

With plenty of weather apps on the market, the Weather Widget – EZ Weather HD app definitely steals the title for the finest one. Amongst its countless advantages and features, the amazing and simply styled HOLO interface has had many users lauding the app. Known for its transparency, the clear on dark scheme colors have added to ease of visibility and as far as I am concerned developer are following new Android L design – Material Design now, could not wait for that.

Forecasting on the app is carried out every hour and day continuously with regular updates round the clock based upon existent location details. In addition to simply provisioning weather conditions, the app also supplies intuitive information regarding the humidity, visibility, dew point, wind direction and speed, UV and plenty more weather related facts of concerned regions. Wherever the user happens to be residing, the app shall continuously keep him updated.

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The auto location feature in the app updates your bearings depending on your position. This makes up for a major advantage for users who happen to be travelling. The weather updates received are collected from multiple sources, hence affirming their authenticity and reliability. As this app is provisioned on a global scale and users from all over the world are benefitting from its advantages, Weather Widget – EZ Weather HD comes in a slew of languages. In order to name a few, users have Chinese, French, Arabic, French, Hebrew, Greek, German, Polish, Korean, Japanese and Italian languages. Not only does it help them customize the app to suit their needs and preferences, but it also counts for added ease of use and functionality.

A notifications bar which makes part of the app’s interface can be used by users to remain updated about the current weather as well as the upcoming one too. The app’s compatibility is pliable hence making it useful for both phone and tablet users. It also comes with a world clock and a calendar, making sure that users remain updated in every manner possible.

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An additional feature that has been fed into the app is the immersive full screen mode which works on the KitKat 4.4 Android interface. Not only has this greatly increased the Weather Widget’s visual appeal, but it has also contributed to an overall ease of use. As soon as the weather changes, users are notified via a Smart Alert. This feature is more than helpful for users as it does not require them to constantly check the app for updates. This usually comes in very handy for travelers and people who have a packed timetable with little time to spare.

Amongst the new updates which are being added to the widget, an advanced customization feature will be provisioned. As if this was not enough to improve the user’s experience, a Doppler weather radar map will also see its way on the app in the next few updates. A new feature that has graced the application’s interface is the ability to snap photographs in order to share information regarding the weather with their friends. This however, requires permission of Camera use.

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Previous users of the app have only the very best to say about it. Regarding efficiency, design, usability and customer service, the developer team would be proud to state that no one has been let down.

For more info about our app please visit – https://play.google.com/store/apps/details?id=mobi.infolife.ezweather&referrer=utm_source%3Dgoogle%20%26utm_medium%3Dcpc%20%26utm_term%3DFreelancer%26utm_content%3Dpr_channel1%20%26utm_campaign%3DFreelancer_1

How to Keep Your Health Insurance Coverage

Before losing health coverage, contact the employer that carried the policy and inquire about COBRA health benefits. If denied continuation of benefits and you feel that you are entitled to COBRA coverage, contact the insurance company. If contacting the health insurance company doesn’t resolve the issue, contact the agency that regulates the insurance industry in your state. One big factor today if considering a change in employment is health insurance coverage. Many employers are being forced to reduce health coverage and increase employee contributions to the health insurance, it’s entirely possible that a job change will reduce if not eliminate your health insurance coverage. Other circumstances may also result in change in employment status. Many are being “downsized” and laid off without prior notice, and are unemployed for a period of time. How can one maintain essential medical insurance coverage in these situations? What happens if one is covered by a spouse or parent and is no longer eligilble, either by death of the insured, divorce, or a child graduating from school. How can one maintain health insurance that is so important.

In 1986, Congress passed the Consolidated Omnibus Budget Reconciliation Act (COBRA). COBRA allows people with employer-sponsored health insurance (from an employer with more than 20 employees) the right to continue coverage for 18-36 months if they would otherwise lose coverage due to circumstances iifym beyond their control. These circumstances include:  job loss  hours are decreased;  their spouse who carried the coverage dies or divorces them; or  a student who graduates from school and is no longer eligible for coverage under their parents policy. Under COBRA, the employee, or individual who wants to continue the health insurance coverage, pays the full premium, including that portion previously paid by the employer. This amount is still likely to less than the individual would pay for a private policy without COBRA. To continue coverage under COBRA, the employer who carries the policy must be notified within 60 days of the change in circumstance death, employment termination, graduation, etc.

One big factor today if considering a change in employment is health insurance coverage. Many employers are being forced to reduce health coverage and increase employee contributions to the health insurance, it’s entirely possible that a job change will reduce if not eliminate your health insurance coverage. Other circumstances may also result in change in employment status. Many are being “downsized” and laid off without prior notice, and are unemployed for a period of time. How can one maintain essential medical insurance coverage in these situations? What happens if one is covered by a spouse or parent and is no longer eligilble, either by death of the insured, divorce, or a child graduating from school. How can one maintain health insurance that is so important?